"It is important to begin taking action. Your financial plan starts when you clarify your priorities.
Whether you want to save for a new home, start a new business, send children or grandchildren off to college, fund a ministry, or plan for retirement, planning is a key to success.
To get started, write down what you want to accomplish in order of importance. Once your list is prioritized, start right away with the first goal or accomplishment on your list. What will it take for you to realize this accomplishment? Keep focused on your goal and work toward your desired outcome until it is complete.
Once this goal is completed, start the process again with the second priority on your list, then the third, fourth, fifth, and so on. It does not matter if you are not able to do everything within a prescheduled period of time. However, what is important is that you decide the relative importance of the things you want to complete and are decisive about your priorities. List your priorities in a daily planner and strive to follow them.
It takes action on your part to make a difference. You may be in over your head in debt, or don’t make enough income, or have another reason as to why you cannot save or invest. But remember, where there is a will, there is a way."
- from Jay Peroni, author of The Faith-Based Millionaire.