According to Larry Burkett, an automobile should consume about 15 percent of your net income. That percentage should include payments, insurance, maintenance, gasoline, and roadside help services.
If you need a car, then let your need be known, advised Burkett, "because God may have a car out there already in the hands of someone who would like to give it to a needy person. That person may not know a needy person and will end up selling the car for a fraction of what it's worth."
If you need help with maintenance and making decisions about your vehicle, you could help start a vehicle help ministry in your church. An idea is to recruit people knowledgeable about cars to meet at the church once every two months on a Saturday morning. At that time, single parents can bring their vehicles for checkups, maintenance, or advice.
"I know nothing about cars," says Laura Petherbridge. "Like many other women it's an area where I can get stressed because I'm vulnerable. It's a tool that I need, and when it's broken, I can't control it. So I suggest you get someone within the church to counsel you on how to keep your car maintained."
Don't be embarrassed to accept help. Be honest about your needs, and other people will respect your honesty and will help in whatever capacity they are best suited. As time goes on, you will marvel again and again at how faithful God is in providing for your needs.
"You sent abundant rain, O God, to refresh the weary Promised Land. There your people finally settled, and with a bountiful harvest, O God, you provided for your needy people" (Psalm 68:9-10 NLT).